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    Care Essentials

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    Dental Health: Happy, Healthy Smiles Start Here

    Healthy oral habits are linked to overall health. We want you to get the oral care you need, so you can smile with confidence.

    Dental Health: Happy, Healthy Smiles Start Here

    Know how much you'll pay or ask a dentist

    Find a dentist

    Find a dentist

    Search our extensive dental network.

    Cost estimator

    Cost estimator

    Get estimates for all your dental care before your next visit. For Members only.

    Risk assessment

    Risk assessment

    Find out if you or your child at higher risk for certain oral conditions, like tooth decay and oral cancer.

    Ask a dentist

    Ask a dentist

    Get answers to your questions or concerns about your dental health.

    Check your dental benefits and coverage

    Check your dental benefits and coverage

    To see your dental benefits and coverage, sign in to your online account. There, you’ll find your deductible information and what benefits you have remaining for the plan year.

    Why go to a dentist?

    Serious dental health conditions like root canals, periodontal disease, and gingivitis often coincide with increased risk of cardiovascular disease, anemia, and other health conditions, according to the Blue Cross Blue Shield Health of America.

    That’s why our dental plans cover the most common dental needs with oral exams and cleanings with an in-network provider.

    How your health plan works

    How your health plan works

    On many dental plans, the deductible is waived for preventive care. This includes services like routine cleanings and x-rays. Otherwise, like your medical plan, you’ll have a deductible to meet before Premera starts contributingto the cost of your care. Once you meet your deductible, you’ll pay coinsurance, which is a percentage you pay at the time of care. Premera will pay its share of qualified expenses when you use an in-network provider.

    Dental plans have an annual maximum, which is the most Premera will pay for dental benefits for a member in a plan year. Check your plan details for your deductible and annual maximum amounts.

    Note: A dental plan annual maximum is different from medical plans, which have an out-of-pocket maximum.

    In-network advantage

    In-network advantage

    There are no limits to what out-of-network providers can bill, so you might receive higher bills than expected. Premera pays what we call “allowed amounts.” If a provider charges more than that, you could be billed the difference.

    To avoid unexpected charges, use in-network providers who are contracted with Premera to charge only the allowed amount.

    To find a dentist in your network, use our Find Care directory. In-network dentists are contracted with us to give you the best price on your care.

    Dental health center

    Ask a dentist, find a dentist, and read the latest dental news.

    Frequently asked questions