Employer-based group plans by Premera Blue Cross and its affiliate Premera Blue Cross HMO offer coverage for travel in and out of the area. You can download the Premera app to easily access your digital member ID card and Find a Doctor on the go.

You have BlueCard^® coverage (across U.S., Puerto Rico, and U.S. Virgin Islands), which is in-network access to providers that are contracted with Blue Cross or Blue Shield companies. You can tell if you have BlueCard coverage by looking for the small PPO suitcase icon on your member ID card.

Call the BlueCard Provider Locater phone number on the back of your card or sign in and use Find a Doctor to find providers in the BlueCard network. Enter the ZIP code of the area you are in.

When you visit, providers can verify your Premera coverage with your member ID card. After you receive medical care, the provider will submit a claim to the local Blue Cross or Blue Shield plan, and they'll route it to us. You're responsible only for the out-of-pocket expenses you normally pay under your plan.

While Premera Blue Cross HMO members are traveling, their coverage includes the following:

• Emergency services
• In-network virtual care
• Non-life-threatening, out-of-network urgent care

With Washington individual plans, your providers are in a local network and you don’t have out-of-network coverage except in emergency situations.

Need medical care while outside of your network? Look for providers that are in the local Blue Cross or Blue Shield network. You will have to pay the entire bill, but it usually is at the Blue discounted rate. Call the BlueCard number on the back of your ID card to find a BlueCard provider near you